Cbus Sole Trader Super PDS (PDF) - This handbook is for sole traders who are making their own super contributions.To access your super in these circumstances you must meet the eligibility conditions set out in superannuation legislation. Financial hardship benefit payment application (PDF) - Superannuation law allows Cbus to release benefits to fund members prior to their retirement in cases of severe financial hardship.Application for benefit form (PDF) - Use this form to apply to withdraw money from your Cbus superannuation.You can use the forms at the back of this handbook to change the investment option/s your super is invested in. Investment handbook (PDF) - This handbook details the investment options available to Cbus members.Binding death benefit nomination (PDF) - When nominating your beneficiaries, use this form to make a binding nomination.
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If you perform manual or physical work, and spend more than 20% of your working time outside an office environment, find out the cost of units per week.
Cbus complying fund letter (PDF) - This letter confirms the information employers require for their employees to choose Cbus as their superannuation fund.Fees and costs fact sheet (PDF) - This fact sheet shows the main fees and costs that may be charged to members to set up and manage their Cbus account, which may be deducted directly from the account or deducted from the investment returns.About crediting rates - This factsheet explains what crediting rates are, and how Cbus use crediting rates to calculate members’ investment earnings.
To assist retirees through current investment market volatility, this minimum has been halved for the rest of the current financial year and next financial year ending 30 June 2022. Important update: The law requires you to draw a minimum income from your income stream account each year. It also contains an application form to join. Cbus Super Income Stream PDS (PDF) - This handbook is for those looking to receive their superannuation as regular income payments.It has information about the Cbus Industry Super product as well as an application form to join. Cbus Industry Super PDS (PDF) - This handbook is for employees receiving super contributions from their employer.Call us 1300 361 784 8am-8pm (AEST/AEDT) Monday to Friday.
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